How the “Average Joe” can purchase a home in today’s market

Amy Bernadette

Published 9 months ago

Did you know that in 2019 the "average" FICO increased up to 703? That is incredible for consumers wanting to enter today's housing market. But, with the "great recession of 2008", Fannie Mae altered what they considered "average" FICO scores with pricing or rate adjustments. Those alterations are called LLPA ( loan-level price adjustments ), in simple terms, they raised the bar of what average in their view. So with that, I put this educational video to help the "Average Joe", who has worked so hard to better their FICO scores obtain a better and who some more affordable housing. ( )

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